Invest Investment निवेश निवेश करना विभिन्न प्रकार के निवेश

Investment

Investment – it is a word which covers a wide area or has a very deep meaning. It is not only related with bond or shares or SIP or any things but also related with making some things new. Shares or bond are only a shift of assets from one person to another. But this is not a real investment. 

Real investment is an investment which is related with making some things new or increase in our current capital goods or assets. It totally related with increase in the capital like for example – making new house or factory or plant etc. New dam or road or company issue or increase in inventory also include in the investment.

Different types of investment –

Induced investment- this types of investment totally motivated by the profit or income. But it is also affected by price, salary, interest rates or demand. When there is a increase in income – there is a increase in demand then there is a motivated or induced investment. 

Induced investment

It has a positive co-relation with income I = f(y) where I – investment or y – income. If income increases from y – y1 then we have a investment level of ‘A’ or next when there is a increase in the income from y1 – y2 then we have a investment of ‘B’. We have an extra investment like ‘B – C’.

Autonomous investment – this types of investment related with innovation or population or R&D or social change or from a new low or any war etc. for example – building, school, dam, canal or hospital etc. in a long run all our investment become a autonomous investment.

Autonomous investment

Private investment– an investment which is done by a private person like TATA or Reliance or Birla or any other person. This type of investment affected by rate of interest or Marginal productivity of Capital.

Public investment – an investment which is done by the Government like building, school, hospital, roads, telephone or other public interested investment.

Intended or unintended investment – when there is a planned investment for any particular site that is an Intended investment. When there is a change in demand and then we have some increase in inventory then we have an Unintended investment.

Causes for Business Risk

Causes for Business Risk

Business risk cover a lot of factor and it arise due to lot of causes. Here we mention some important causes for business risk: -

Causes for Business Risk

Human factor: - This factor has an important role in business risk. A single carelessness mistake by any individual may lead a big accident and involve loss of life and property. We include in it like – relationship between different levels, estimating of manpower and demand of product.

Capital goods: - Mechanical defects also have causes of risk. A explosion in any machine may cause for death of man power and a loses of raw materials. Lack of proper machine care may result of accident in production line.

Economic factor: - In it, we include change in demand of product and pricing war in between the market due to competition. We also include change in technology or economic working conditions.

Natural and miscellaneous factor: - Nobody can the natural factor like rain, flood, drought, snowfall and earthquake etc. Nobody can make for-caste for these areas. Some changes in the government policy like tax or licensing etc come under the miscellaneous factors.