Save Saving बचत बचत करना बचत का महत्व

Save or Saving

Saving is a word which is related with income and investment point. Saving is the total amount which left from our salary after consumption. Every one aware about the function of saving and its important. We save a part of our salary for our future requirement & uncertainty. Saving is totally related with our income level and with high income we are able to save more amounts. We also represent saving like S = Y – C. S for saving or Y for income or C for consumption.

Save  - बचत  

If we have zero income, in that situation, we also buy and carry our basic needs. But after some time when we have income then we start increasing our consumption and buy more things. In these situations, we have no saving. But after some time, when we have continued increasing our income, then we are able to save some amount after consumption. These savings helpful for future requirements and uncertainty. Saving also related with our investment point, if we have more saving then we are able to invest more amount in infra, capital goods or other things which is important for our future.

But saving and consumption have a relationship like if we start save more & more amount then we a lot of extra production and our future investment become unprofitable and people starts to come out from production and its start a shut-down then we have a lack of jobs and this situation decrease our income or increase in unemployment. So, income or consumption or saving have a close relationship with each other and it’s become a economic cycle.